In addition to your Skin Analyzer, your opening order consists of professional and retail products worth $3,500 PLUS a treatment protocol and product knowledge guide that will enable you to offer treatments and home care products for every skin type and concern. Choose from 4 opening order options, customized to support the specific treatments needed by your clientele.

Financing your opening order can ease the strain on your business’s working capital by helping you to begin producing revenue that will offset your payments, without tapping into your available line of credit or cash reserves.

To qualify, you must have a FICO score of 630+, have two or more years in business as owner/operator, and have an active SOS or DBA filing. If your business has been in operation for less than two years, we may have other options available.

Universal Companies is not a lender, and does not make loan offers. However, Universal Companies attempts to pair potential borrowers with our preferred commercial, non-consumer THIRD-PARTY LENDER. Universal Companies is not a lender, does not make credit decisions, broker loans, or make short-term cash loans. Universal Companies does not charge fees for these services or collect any residual after-term money. Submitting a request through our preferred third-party lender's weblink is offered as a service to connect our customers with a lender with whom our customers have previously transacted. Submitting an inquiry form through the third-party lender's link does not constitute acceptance or approval for a loan; it only authorizes the third-party lender to evaluate your credit information so that they may make an informed decision. This website does not guarantee that completing an inquiry form will result in you being approved for a loan. Credit checks and consumer credit reviews may be performed by our preferred third-party lender from credit bureaus to include Equifax, Experian, TransUnion, PAYNET, and Dunn & Bradstreet. You are not obligated to use this site and are not obligated to contract with the third-party lender provided. These disclosures are intended for informational purposes only and should not be construed as or considered legal advice.